Personal Loans
Need a personal loan? You’ve come to the right place! We can help you with all your personal finance needs, no matter the reason. Contact us today to get started.
NEW ZEALAND’S MOST ACCESSIBLE FINANCIAL BROKER
Personal loans in NZ
Finance that long-held dream of yours or cover those unexpected bills. Whatever the reason, Oceania Finance is here to help.
Personal loan finance specialists
With the seemingly endless personal finance options out there, it’s easy to get lost in the jumble. But with the help of a loan broker specialist, you can say goodbye to confusing loan jargon, long wait times, and generic loan advice.
At Oceania Finance, we pride ourselves on being award-winning brokers with a passion for tailored finance solutions.
What do loan brokers do?
- Save time and money on your loan
- Start to finish loan support
- Expert advice from specialist brokers
- Tailored finance solutions
- Friendly, personalised service
Personal loan broker fee
How much can I borrow on a personal loan?
Types of personal loans
Secured
Unsecured
Fixed vs variable rate personal loans
Personal loans at a glance
| Loan amount | Starting from $2,000 |
|---|---|
| Loan terms | 3-7 years |
| Loan types | Secured and unsecured |
| Repayments | Weekly, fortnightly, and monthly |
| Interest rate | Fixed |
Loan example: For a borrower with good credit, a loan of $17,000 over a 3 year term, with an interest rate of 9.95% p.a. (comparison rate 12.46% p.a.) and a $395 establishment fee, the monthly repayment would be $570.81 and the total cost over the life of the loan (including the establishment fee) would be $20,548.80.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Personal loans for any purpose
We can help you get finance for any reason. Read below for a selection of common types of personal loans that could suit you.
Wedding Loan
One of the best reasons to splash out on yourself is with your significant other on your wedding day. There’s no reason to regret missing out on something special if you have a wedding loan to cover costs.
Dental Loan
Break down the barrier to oral health care with a dental loan. Keep your teeth bright and your smile healthy without the stress.
Medical Loan
Prioritise your health with a medical loan. Cover any medical or surgery expense without worrying about your cash flow.
Holiday Finance
Time to get away? Make it worth your while with a holiday loan. And enjoy all life’s experiences to the fullest.
Renovation Loan
Spruce up the old homestead or invest in your vision of the dream home. Renovation loans make those expensive improvements easily manageable.
Personal loan FAQs
If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.
Yes, this is known as refinancing your loan. You can apply to refinance your loan through Oceania Finance.
Ready to get started on your personal loan?
Why Our Customers Choose Oceania Finance
Start to finish loan support
Our team of specialist loan brokers are here to see you through every stage of your loan journey.
Friendly, personalised service
No job is too big or too small. We’re committed to providing the best service with the best results.
Tailored financial solutions
With over 20 years of experience under our belts, we’re here to make sure you get the best deal on your finance.
Our Hassle-Free Process
Step 1: We Listen
You tell us about your circumstances and what finance you’re aiming to secure.
Step 2: We Search
We scour our network to find the best loan options for your particular needs.
Step 3: We Secure
You choose the one that suits you best and we negotiate with the lender on your behalf.
Still have questions?
No worries – we’re here to help. Get the reassurance you need and contact us today.
