Car Finance
Time to upgrade your ride or looking for something to cruise the waters in? We’re here for all your car and vehicle finance needs!
NEW ZEALAND’S MOST ACCESSIBLE FINANCIAL BROKER
Car and vehicle finance NZ
New Zealand motor vehicle finance gets you the money you need to buy a new or used vehicle. Not only can you get a standard car loan, but you can also get finance for electric vehicles, motorbikes, caravans, boats, jet skis, and more.
How vehicle finance works
Vehicle finance gives you a lump sum of money to pay for a car or any other type of vehicle. You can take ownership of your new or used car right away and pay the money off in easy instalments over a set period of time.
Rates and fees
Vehicle finance generally comes with other rates and fees that you also need to pay back, including interest. The exact rates and fees you will need to pay will depend on the lender you choose.
For example, some lenders often offer car loans with mandatory balloon payments, some will offer optional balloon payments, and some do not offer balloon payments in the loan deal. A balloon payment arrangement means you pay less in your scheduled repayments over the loan period and pay the remaining sum off at the end of your loan.
So, make sure to review all the rates and fees as well as terms and conditions before you sign a loan agreement.
Get car loan assistance with a specialist
Save time, money, and stress with the help of a vehicle finance broker. With over 20+ years of experience at our fingertips, we know how to get you the auto finance you’ve been searching for.
We’ll make sure your loan application is in tip-top shape and take care of all the details, so you’re in the best position to be approved. Plus, we’re experts at negotiation and always put our focus on getting you the best deal on your finance.
When you want fast, priority service for your motor finance needs, we’re ready and waiting. Whether you’re looking for that brand new motorbike, a second-hand car, or any other type of vehicle.
Other car and vehicle finance options
- Dealer finance
- Mortgage redraw
- Credit card
- Lease
- Rental agreement
Vehicle finance at a glance
| Loan amount | Starting from $2,000 |
|---|---|
| Loan terms | 3-7 years |
| Loan types | Secured |
| Repayments | Weekly, fortnightly, and monthly |
| Interest rate | Fixed |
Vehicle finance for any purpose
We’re here to service all of your car and vehicle loan needs. Here are some of our most common types of vehicle finance:
Car Finance
Whether you want a top-of-the-line model or a great second-hand car, you can a better deal with Oceania Finance.
Motorcycle Loan
There’s nothing like the thrum of your new motorbike as cruise down the highway. Contact our loan brokers today to get your motorbike finance sorted.
Caravan Loan
Take your home on the road with a caravan loan. You can embrace life on the road faster with the help of our expert loan brokers.
Boat Finance
Getting a boat loan is simple with Oceania Finance. Don’t compromise on quality when you could get the boat of your dreams. Chat with a loan broker today to get started.
Jet Ski Finance
Cruise across our beautiful NZ lakes with a new or used jet ski. We can help find that perfect finance deal for you, so you can save time and hit the water sooner.
Car Finance FAQs
If you haven’t used a finance broker before, you probably have some questions. Let’s help you get some answers.
Some lenders provide the option to include different types of insurance with your loan, such as:
- Car Insurance
- Mechanical Breakdown Insurance
- Payment Protection Insurance
- Guaranteed Asset Protection
Depending on the lender, you may be able to make early or additional payments without having to pay an early repayment fee. If you intend to pay off your loan earlier than scheduled, talk to a loan broker today to discuss your best finance options.
Ready to get started on your car finance?
Why Our Customers Choose Oceania Finance
Start to finish loan support
Our team of specialist loan brokers are here to see you through every stage of your loan journey.
Friendly, personalised service
No job is too big or too small. We’re committed to providing the best service with the best results.
Tailored financial solutions
With over 20 years of experience under our belts, we’re here to make sure you get the best deal on your finance.
Our Hassle-Free Process
Step 1: We Listen
You tell us about your circumstances and what finance you’re aiming to secure.
Step 2: We Search
We scour our network to find the best loan options for your particular needs.
Step 3: We Secure
You choose the one that suits you best and we negotiate with the lender on your behalf.
Still have questions?
No worries – we’re here to help. Get the reassurance you need and contact us today.
